© 2017 by Arrowsmith Financial Services 

Products

Life Cover
 

Life cover provides a lump sum payment in the event of death. This lump sum can help reduce debt, pay for final expenses, create an investment fund to generate on going income, enable business ownership to be restructured or provide an inheritance or donation, among other things. The purpose of the funds is entirely yours to decide.

 

Income Protection

Your ability to earn an income is probably your most important asset, and the financial consequences of a disability or extended illness that prevents you working could be devastating for you or your family. Income cover provides a financial safety net should you be disabled as a result of sickness or injury, and unable to earn your regular income. The monthly benefit is designed to replace a significant portion of lost income to help maintain your lifestyle during treatment and recovery.

Trauma Cover

Trauma Multi Cover provides a lump sum payment should you suffer one of the covered conditions, such as a stroke, heart attack, cancer or loss of a limb. The covered conditions are by nature serious and potentially life threatening and, as a result, can have a significant financial impact. Designed to provide ongoing cover for a multiple number of unrelated conditions which may occur over the life of your cover.

Trauma Cover

Trauma Multi Cover provides a lump sum payment should you suffer one of the covered conditions, such as a stroke, heart attack, cancer or loss of a limb. The covered conditions are by nature serious and potentially life threatening and, as a result, can have a significant financial impact. Designed to provide ongoing cover for a multiple number of unrelated conditions which may occur over the life of your cover.

 

Health Insurance

Health Insurance policies are designed to pay the medical costs associated with the treatment of medical problems. The most common polices now cover both surgical and non-surgical treatment costs and often extend to cover the costs of specialists and tests. 

Mortgage Cover
 

The purchase of your home is one of the largest financial commitments you will make. Have you thought about how your dependents would repay the mortgage on your home if you were unable to work due to serious illness or a prolonged period of disability? Mortgage Protector protects your home and lifestyle if you are unable to pay your mortgage or rent due to sickness or illness.